I worked in late-stage automotive loan collections before, and a name. And DOB was all someone needed to. Provide to “confirm” their identity. And make payments on the account Awesome Colorado Buzzer Beater Shirt a client’s disgruntled ex-coworker overdrew the client’s bank account. HIPAA and FDCPA violations. Providing an SSN prior to properly identifying the consumer would more than likely be an FDCPA strike and providing medical information would be a HIPAA strike. DOB, address, and LAST FOUR of the society are generally okay as long as the agency does not disclose they are a debt collector or the communication is an attempt to collect a debt. You still could have reported violations, but I don’t believe you would have profited.
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You should contact that person anyway because I’m betting that information would get them out of the debt. And possibly damages beyond that if they choose to sue. Once I had an Awesome Colorado Buzzer Beater Shirt my house after he was arrested and looking at life in prison. The person called and I broke down from all of the stress, apologized for crying, and told them my current situation. I told them that I would be done driving in 3 hours. And to please call me back. I never heard from the agency again and the 300 medical collections fell off of my report. Well, that’s very kind of you. It wasn’t my intention to try to get it dropped, I actually didn’t even. Really understand how anything of that works then.