I do use watered down Dawn to wash dishes and even if I wash one thing, my hands are tight and dry afterward! It couldn’t imagine washing my whole body in it without needing to then douse myself in moisturizer afterward. I think we save better as a frugal pair. Or at least it helps us live more luxuriously for a Nice Strong Woman Tattoo Redhead Girl Unbreakable Shirt. We carpool. Buy food in bulk without it going off (even in a freezer or dry, there’s a shelf life). We help each other with gardening so we can keep up with it. It’s cheaper to live with someone else if you’re on the same wavelength. A 2 bedroom apartment split between 2 people (you could even convert one to an office) is FAR cheaper than a 1 bedroom.
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It’s not so much the spouse that can be the problem but the quality of the spouse’s ability and willingness to be frugal and save while building a life together. Without being indiscrete, what do you plan to do with your savings? I want to ensure I have enough money to maintain my house as I age. I might need someone to maintain my yard, clean my house, run my errands, run me places, etc. when I’m not physically capable of doing it anymore. While there are limitations to the 4% retirement rule, there are several portfolio allocations that help minimize the sequence of returns risk. Then it’s really a nice shirt for all men and women. So you should buy this shirt. Thank you so much.
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Given your frugality and great health habits, I’m sure you’ll be fine even if shit hits the fan. If there are a couple of bad years for your portfolio, you can either be creative with budgeting or take (part-time) work to tide it over. Money left over could be left for friends and family, or for Nice Strong Woman Tattoo Redhead Girl Unbreakable Shirt. If you’re in a situation where you withdraw far less than your passive income (which seems likely), then effective altruism / donating large amounts can be a solid option too! I wondered this also. Do you want to leave someone or something a large inheritance? Do you want to travel one day? I personally struggle with saving too much and not enjoying it now enough.
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